The 3 I's principle

Warren Buffet has devised the principle of the 3 I's. The innovator, the imitator and the idiot. In any market, the cycle starts with the innovator followed by the imitator and then comes the idiot. The current financial crisis is currently in the idiot phase. It seems in the idiot phase, an innovator comes along and says "this is easy to fix" and comes with a newer, better innovation. So guys currently depressed with their investments, some innovator is working on a fix!